My daughter Chloe is starting out in college in the fall. With her newfound inde

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My daughter Chloe is starting out in college in the fall. With her newfound independence will come the newfound responsibilities of dealing with money.
小题1:  Now I have a few lessons I’d like to share with Chloe, and with anyone else starting out in college.
 小题2:  OK, this is almost the only lesson you need. The biggest reason you get into money problems is that you spend money you don’t really have. Then you end up in the hole, and it’s hard to get out of the hole. You work too many hours to keep up with your spending. And you end up with a life that’s about nothing but trying to pay for all the spending on something you don’t really need.小题3: 
Make a very simple budget (预算). It’s a terrible thing for people who’ve never done a budget, but it’s not hard.   小题4:  If the bills add up to more than the income, remove some bills.
Pay bills right away. If you have the money, pay the bill as soon as it comes in. You can usually do this online, but if not, it’s just a matter of writing a check, putting it in an envelope, and writing out an address — two minutes.  小题5:  If you let the bill paying get pushed back, it becomes a terrible thing.
That’s all you need to know. If you save when you’re in college, avoid debt, and pay bills on time, you’re golden.

A．Spend less than you earn.

B．List your income, then list your bills.

C．So spend less, work less, worry less, be happier.

D．Find ways to get things done you need to get done.

E. If you spend less than you earn, you won’t be in debt.
F. Like many young people, she hates thinking about money.
G. Do this two-minute action at once, so you don’t have to worry about it later.

答案

小题1:F
小题2:A
小题3:C
小题4:B
小题5:G

解析

试题分析：文章大意：本文是一位母亲给即将上大学的孩子关于如何管理钱的几点建议，文中提到了花钱不要超出支付能力，要学会制定预算而且要做到有钱立即付账，不拖延。
小题1:考查上下文的理解及推理判断能力。空前With her newfound independence will come the newfound responsibilities of dealing with money.提到和新的独立一起到来的是处理钱的责任，所以下文71空就是关于钱的问题，所以答案为F选项。像很多年轻人一样，她讨厌考虑钱的问题。
小题2:考查总结归纳主题句的能力。从文章第二段you spend money you don’t really have. Then you end up in the hole, 和you end up with a life that’s about nothing but trying to pay for all the spending on something you don’t really need都是指花的钱超出了支付能力，结果就是努力去偿付那些没必要花的钱。所以A选项正确，意思是花的钱不要超出你所挣的钱
小题3:考查对语境的理解及推理判断能力。第二段整段都是说花钱不要超出自己的支付能力，否则就会过上为了还钱而努力挣钱的生活，而且从空前You work too many hours to keep up with your spending.判断下面应该是进一步强调少花钱的重要性，故C选项正确，意思是少花钱，少工作，少担心，更快乐。
小题4:考查上下文的理解及推理判断能力。这段的建议是制定预算，而且从空后句中If the bills add up to more than the income, remove some bills.出现的提示词 bill 和 income判断B选项正确，意思是首先列出你的收入，然后列出你的账单。
小题5:考查上下文的理解及推理判断能力。前面是说有了钱马上付账，付账仅仅是需要两分钟的事情，所以从空前的 two minutes 判断G为正确选项，立即做这个两分钟的活动，这样过后你就不会担心它了。