Wealth starts with a goal saving a dollar at a time. Call it the piggy bank stra

Wealth starts with a goal saving a dollar at a time. Call it the piggy bank stra

题型:不详难度:来源:
Wealth starts with a goal saving a dollar at a time. Call it the piggy bank strategy(策略). There are lessons in that time-honored coin-saving container.
Any huge task seems easier when reduced to baby steps. I f you wished to climb a 12,000-foot mountain, and could do it a day at a time, you would only have to climb 33 feet daily to reach the top in a year. If you want to take a really nice trip in 10 years for a special occasion, to collect the $15,000 cost, you have to save $3.93 a day. If you drop that into a piggy bank and then once a year put $1,434 in a savings account at 1% interest rate after-tax, you will have your trip money.
When I was a child, my parents gave me a piggy bank to teach me that, if I wanted something, I should save money to buy it. We associate piggy banks with children, but in many countries, the little containers are also popular with adults. Europeans see a piggy bank as a sign of good fortune and wealth. Around the world, many believe a gift of a piggy bank on New Year’s Day brings good luck and financial success. Ah, but you have to put something in it.
Why is a pig used as a symbol of saving? Why not an elephant bank, which is bigger and holds more coins? In the Middle Ages, before modern banking and credit instruments, people saved money at home, a few coins at a time dropped into a jar or dish. Potters(制陶工) made these inexpensive containers from an orange-colored clay(黏土) called “pygg,” and folks saved coins in pygg jars.The Middle English word
for pig was “pigge”. While the Saxons pronounced pygg, referring to the clay, as “pug”, eventually the two words changed into the same pronunciation, sounding the “i” as in pig or piggy. As the word became less associated with the orange clay and more with the animal, a clever potter fashioned a pygg jar in the shape of a pig, delighting children and adults. The piggy bank was born.
Originally you had to break the bank to get to the money, bringing in a sense of seriousness into savings. While piggy banks teach children the wisdom of saving, adults often need to relearn childhood lessons. Think about the things in life that require large amounts of money--- college education, weddings, cars, medical care, starting a business, buying a home, and fun stuff like great trips. So when you have money, take off the top 10%, put it aside, save and invest wisely. 
小题1:What is the piggy bank strategy?
A.Paying 1% income tax at a time.
B.Setting a goal before making a travel plan.
C.Aiming high even when doing small things.
D.Putting aside a little money regularly for future use.
小题2:Why did the writer’s parents give him a piggy bank as a gift?
A.To delight him with the latest fashion.
B.To encourage him to climb mountains.
C.To help him form the habit of saving.
D.To teach him English pronunciation.
小题3:What does then underlined word “something”(Paragraph 3) most probably refer to?
A.MoneyB.Gifts
C.Financial successD.Good luck
小题4:The piggy ban originally was _________.
A.a potter’s instrument
B.a cheap clay container
C.an animal-shaped dish
D.a pig-like toy for children
小题5:The last paragraph talks about ________.
A.the seriousness of educating children
B.the enjoyment of taking a great trip
C.the importance of managing money
D.the difficulty of starting a business

答案

小题1:D
小题2:C
小题3:A
小题4:B
小题5:C
解析

试题分析:这是一篇记叙文。这篇短文给我们讲述的是小猪银行策略,即存钱罐定期地存钱,这样不仅可以让孩子养成攒钱的好习惯,对于成年人来说,为以后的生活定期地存钱也是很有意义的。
小题1:D细节理解题。什么是小猪银行策略?根据短文第二段的意思可知,如果你想要什么东西,你可以定期地往你的小猪存钱罐里放入一些钱,直到你能攒够,去买你想要的东西。故选D。
小题2:C推理判断题。为什么作者的父母给了他一个小猪存钱罐作为礼物?根据短文第三段的内容可知,作者的父母送给了他一个小猪存钱罐作为礼物,这样作者想要什么东西的话,就要自己慢慢存钱来买。所以这样就可以帮助他养成一个存钱的习惯。故选C。
小题3:A词义猜测题。划线的单词something 最有可能指代的是什么?根据这个单词所在的句子和这一段的内容可知,有了存钱罐,你可以慢慢攒钱,买你想要的东西,当然,你必须得往里放钱。所以这里的something指的就是钱。故选A。
小题4:B细节理解题。小猪银行原本是什么?根据短文第四段的内容可知,很久以前,还没有现在的银行的时候,人们在家里攒钱,把一颗颗硬币放在一个用黏土制成的罐子里。后来慢慢演变成了现在的存钱罐。故应该选B。
小题5:C段落大意题。最后一段讲述的什么?根据短文最后一段的内容可知,这一段讲述的是我们用存钱罐攒钱的意义是什么,他不仅可以使孩子养成存钱的习惯,而且对于大人们来说,为以后的生活定期地存钱也是很有意义的。故应该选C。
举一反三
One afternoon last week, I saw three tearful children from my son’s school being comforted by teachers. That morning, my 11-year-old had stomach pains, retching(干呕)into a bowl. Talking to other mothers later, I heard about other children with stomachache or difficult sleeping the night before.
What caused so much pain? Sports day. Sports day might be necessary at a highly-competitive independent school, but not at a village primary school. For the children who can fly like the wind, sports day cause no problem. For those who are overweight or just not good at sport, it is nightmare(噩梦). Even for those who enjoy running but fall halfway down the track in front of the entire school and their parents, it can prove a disease.
Why do we put our children through this annual suffering? Some may say competition is character building; or it’s taking part, not winning, that’s important; or that’s a tradition of school life. I just felt great pity for those children in tears or in pain.
Team games at the end of sports day produced some close races, wild enthusiasm, lots of shouting — and were fun to watch. More importantly, the children who were not so fast or quick at passing the ball were hidden a little from everyone’s eyes. Some of them also had the thrill of being on the winning side.
I wish that sports day could be abandoned and replaced with some other less competitive event. Perhaps an afternoon of team games, with a few races for those who want them, would be less stressful for the children and a lot more fun to watch.
小题1:What can we learn about the author’s son from Paragraph 1?
A.He talked with some mothers.
B.He comforted his classmates.
C.He had difficulty in sleeping.
D. He suffered from stomachache.
小题2:Sports day is still an annul event in this school probably because __________.
A.this is an independent school
B.it is a tradition of the school
C.it helps children lose weight
D.children enjoy watching sports
小题3:What does the author think about team games?
A.They should include more stressful races.
B.They are acceptable to different children.
C.They should be abandoned at primary school.
D.They are less fun for those who love running.
小题4:What is the author’s attitude towards sports day?
A.Critical.B.Neutral.C.Positive.D.Ambiguous.

题型:不详难度:| 查看答案
Anne Sanders was practicing soccer moves, which was not normal. Usually, Anne only plays basketball. She wins every basketball game she plays, and she loses at any other game.  "Anne", I waved to her. "Why are you playing soccer?"
"Well, the gym teacher is doing something different," she said. "There are teams of four and partners of two.We get to pick our partners, and I want someone to pick me. "Anne held up a list.
"It looks like I"m on a team with you, Stacey, and Paul," I said.  "Stacey is my best friend.Maybe we can be together: " Just then,  Stacey and Paul came over.  They had heard of the teams.
"Do you want to be partners, Stacey?" I asked.
"Well, I was going to be partners with Paul," she claimed. I didn"t blame her. Paul was as fast as a rocket, and my nickname was "Snail".  "But we are best friends," said Stacey.  “So I guess I"II be with you. "
It was our first game. Stacey went to talk to some other friends afterwards, and Paul and Anne were talking about winning their game. I was sipping on my water, when I overheard Stacey, "She"s worse than I thought; if I played the team alone,, I would have won easily. She"s worse than a snail.  She"s more like a statue. "
That night, I felt terrible for losing and mad at Stacey for calling me a statue. After all, she was my best friend and my only friend. Anyway, the phone rang, and it was Stacey. At first, I thought she might apologize, but no such luck.
“Allison,  the game tomorrow is canceled, "  she said.
"Okay," I replied.  "Sorry about the game today", Stacey hung up on me.
The next day, I went over to the soccer field. I knew the game was canceled, but maybe I could help clean up.But instead of a mess, I saw a soccer game in progress.  Stacey and were playing, and Anne was hiding in the corner.  "Paul made me pretend to be sick, "  she whispered.  “He wants to play with Stacey because she"s so fast. "
So Anne and I went to get ice cream.  Even if I lost Stacey ,I just created a lifelong friendship.
小题1:Why did Anne practice playing soccer?
A.Because she wanted to win in all games.
B.Because she didn"t want to be left out.
C.Because she intended to be a normal student.
D.Because she hoped to do something different.
小题2:What did Stacey complain about Allison?
A.Allison called her nickname.
B.Allison was as fast as a rocket.
C.Allison didn"t treat her as a best friend
D.Allison moved too slowly in the game.
小题3:Stacey phoned Allison in order to
A.get rid of Allison as a partner
B.apologize for calling Allison a statue
C.tell Allison there was no game tomorrow
D.encourage Allison to fight in the next game
小题4:Allison went to the soccer field to________
A.watch a soccer game
B.keep the soccer field clean
C.find out Why the game was cancelled
D.make preparations for another game
小题5:What conclusion can we draw from this passage?
A.Allison wanted to be partners with Anne.
B.Stacey called Allison to show real concern.
C.Allison and Anne would be friends forever.
D.Anne was hiding in the corner because she was sick.

题型:不详难度:| 查看答案
Being young is great. Most of the parts of your body still work great, you have a full head of hair, you’re energetic, and you have a world of opportunity in front of you. However, there’s going to come a time when you start to get older. And as you get older, you’ll have new responsibilities, complete independence, and perhaps most importantly, less time to recover from mistakes.
You see, we all make mistakes in life. Maybe you spent more money than you should have on a car, you passed up on a great job opportunity, or you didn’t try as hard as you could have in school. It’s a part of life and we learn from it. But there are certain mistakes that are much better made while you’re still young and have plenty of time to recover.
I’m definitely not telling you that you should purposely go out and make these mistakes (because they’re a pain to recover from). But these are all mistakes that are much better made when you’re younger so that you can learn from them and not have them ruin your entire life.
Starting the wrong career
Wouldn’t you hate to be 45 years old and discover that you absolutely hate what you do for a living? It’s a reality that a lot of people face and it can be difficult to fix. You see, when you’re 23 and find out you don’t like the career path you’ve chosen, you can easily explore new career options.
We no longer live in an age when people are expected to stay with one company until they retire. You can bounce around a little bit and find out what you want to do. When you get older, just switching careers whenever you want isn’t as simple.
You have to consider your family, retirement, the difficulties you might run into with starting from the bottom in a new industry, and plenty of other issues that someone in their early 20’s just doesn’t have to deal with.
Dating the wrong person
The divorce rate in the U.S is extremely high. Other parts of the world aren’t doing too much better either. While everyone gets divorced for their own reasons, I think we can all agree that it’s better to find out that the person you’re with is wrong for you sooner rather than later.
Hopefully you find out whether or not the person you’re with is right for you before you tie the knot, because around 50% of first marriages end in divorce.
Messing up your credit
Ruining your credit is never a good idea. Even if you ruin it while you’re young, it could affect you in the future. The upside of having bad credit while you’re young instead of older is that you have time to build it back up.
It can take 7-10 years to rebuild your credit if you have a history of late payments, loan defaults, foreclosures, or bankruptcy. During those 7-10 years, you’ll have a hard time financing anything unless you have a cosigner or put down a substantial down payment.
Most people tend to make most of the bigger purchases in life when they get older such as a house or their dream car. If you have bad credit, you can kiss all of that goodbye.
Making bad investments
If you’re investing money for your retirement, making bad decisions can mean you’ll be working your entire life. Whether you choose to pay someone to do the investing for you or handle it all yourself, it’s a lot better to take risks when you’re younger.
If you invest in stock or even real estate while you’re young and the market takes a hit, you’re not ruined. Investing is a long-term venture, so the younger you start, the more fluctuation you can withstand and still come out with a positive return.
Blowing your money
What would you do if you went broke at 60 years old? You would be working your behind off when you really should be relaxing and getting ready to retire soon.
But if you’re 25 and broke, you still have plenty of time to earn more money. Also, nobody will judge you because it’s not unusual for people in their 20’s to not have money these days. You might have blown your money on a nice car or have an obsession with all the newest gadgets.
When you get older, you’ll be able to look back and realize how dumb you were for spending $20,000 on a brand new car when you were only 20 years old. But when you’re older and waste your money, you’ll REALLY have nothing to show for it.
小题1:The following are all the advantages of being young EXCEPT ___________.
A.you have more time to recover from mistakes
B.most of the parts of your body still work great
C.you have many responsibilities and complete independence
D.you have a world of opportunity in front of you
小题2:You can bounce around a little bit and find out what you want to do. “Bounce” in this sentence is most similar in meaning to __________.
A.My father would burst into the kitchen bouncing a football.
B.The wind was bouncing the branches of the big oak trees.
C.I was an army brat, I always bounced a lot when I was young
D.The ex-boxer"s job is to bounce people who want to enter this private club.
小题3: What does the author really mean by saying “it’s a lot better to take risks when you’re younger”?
A.You should purposely go out and make these mistakes so that you can learn from them and not have them ruin your entire life.
B.There are certain mistakes that are much better made while you’re still young and have plenty of time to recover.
C.When you get older, you’ll have rich experiences to share with your friends and families however dumb you were
D.The younger you start, the fewer risks you can withstand and still come out with a positive return.
小题4:We can infer from the passage that ___________.
A.about 50% of first marriages end in divorce in the U.S, much higher than other parts of the world
B.never tie the knot before you make sure he or she will not divorce you
C.it usually takes 7-10 years to rebuild one’s credit if it is broken for any reason
D.it’s unusual for people in their 20’s to have money these days
小题5:The author wrote this article mainly to tell the young ____________.
A.if you are to take risks, the earlier, the better
B.it’s better for the young to take any risk than the older
C.that they should make big purchases such as a house when they get older
D.if you don’t take risks when young, your youth will be dumb

题型:不详难度:| 查看答案
The clock struck(敲)eleven at night. The whole house was quiet. Everyone was in bed except me. Under the strong light, I looked sadly before me at a huge pile of that troublesome stuff they call “books”. I was going to have my examination the next day. “When can I go to bed?” I asked myself. I didn’t answer. In fact I dared not(不敢).
The clock struck twelve. “Oh, dear!” I cried. “Ten more books to read before I can go to bed!” We students are the most wretched creatures in the world. Dad does not agree with me on this. He did not have to work so hard when he was a boy.
The clock struck one. I was quite desperate now. I forgot all I had learned. I was too tired to go on. I did the only thing I could. I prayed, “Oh God, please help me pass the exam tomorrow. I do promise to work hard afterwards, Amen.” My eyes were so heavy that I could hardly open them. A few minutes later, with my head on the desk, I fell asleep.
小题1: The underlined word “wretched” in Paragraph 3 probably means ____________.
A.happyB.disappointed
C.unhappyD.hopeful
小题2: Reviewing his lessons that night didn’t help him because ____________.
A.it was too late at night
B.he was very tired
C.his eyelids were so heavy that he couldn’t keep them open
D.he hadn’t studied hard before the examination
小题3: What do you suppose probably happened to the author the next day?
A.He went to a church to pray again.B.He passed the exam all by luck.
C.He failed in the exam.D.He was punished by his teacher.
小题4: The best title for the passage would be ____________.
A.The Night Before the ExaminationB.Working Far into the Night
C.A Slow StudentD.Going Over My Lessons

题型:不详难度:| 查看答案
"Depend on(依靠) yourself" is what nature says to every man. Parents can help you. Teachers can help you. But all these only help you to help yourself.
  There have been many men in history.  But many of them were very poor in childhood, and no uncles, aunts or friends to help them. Schools were few. They could not depend upon themselves for an education. They saw how it was and set to work with all their strength to know something. They worked their own way till they became well known.
  One of the most famous teachers in England used to tell his pupils, "I can not make worthy men of you, but I can help make men of yourself."
  Some young men don"t try their best to make themselves valuable to the human beings. They can never gain achievement(成就) unless they see their weak points and change their course. They are nothing now, and will be nothing as long as they live, unless they accept the advice of their parents and teachers, and depend on their own efforts.
小题1: Which of the following titles fits this article best?
A.What Nature Says to Every Man.B.How to Be Famous.
C.Men Must Help Each Other.D.Depend on Yourself.
小题2:According to the famous teacher in England, a teacher can________.
A.make his pupils worthy men 
B.help his pupils find a way to be famous
C.help his pupils make themselves useful men
D.make his pupils men of strength and courage
小题3:From this article we can learn the writer ________.
A.sings highly praise for parents and teachers
B.is a man of strong character
C.thinks highly of those who are struggling or success
D.feels it the most important of all to accept the advice of others

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