US college students are burdened, with credit card (信用卡)debt, according to a stu

US college students are burdened, with credit card (信用卡)debt, according to a stu

题型:不详难度:来源:
US college students are burdened, with credit card (信用卡)debt, according to a study published Tuesday, and the problem can be serious-ranging from more drop-outs, to future employment problems and even self-murder. The study, by Georgetown University sociologist (社会学家) Robert Manning, blamed credit card issuers for actively targeting students and colleges for allowing them to do so. "The unrestricted selling of credit cards in universities or colleges is so aggressive that it now forms a greater threat than alcohol or sexual diseases," Manning told a news conference in Washington. "If we do not quickly deal with this serious problem, the matter will continue to get worse, with social consequences far more tragic (悲剧的) than mere dollars and cents. "
Based on hundreds of face-to-face interviews and surveys with students, Manning concluded both the number with credit card debt and their indebtedness had been "underreported" in previous studies-which failed to reflect the "survival strategies" many used to deal with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appealing to parents for loans, reducing course work hours to increase time at paid jobs, or even dropping out altogether to work full time.
"Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and / or part time jobs for servicing their credit cards, " the study said. "Students credit card debts are examined during the employment process and may be an important factor in evaluating future employees," it noted. O’Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held responsible for making it so easy for them to get into debt. Manning said one of the most troublesome aspects of the student credit card issue was "the seduction (诱惑) of college and university officials by the credit card industry".
小题1:Sociologist Robert Manning"s study shows that     .
A.the number of American college students using credit cards on campus is increasing
B.more and more American college students meet with credit card debt problems
C.more and more American colleges encourage students to use credit cards to make profits
D.credit card issuers will run into debt for encouraging college students to use credit cards
小题2:The author"s feeling towards college students with credit card debts is __.
A.discouraged and negativeB.pitiful and critical
C.indifferent and disapprovingD.negative and doubtful
小题3:The author implies all of following should be responsible for this problem EXCEPT      .
A.credit card issuers B.college authorities
C.parents of the studentsD.students themselves
小题4:The word "reckless" in Paragraph 3 can be replaced by        .
A.inconsiderateB.frequent C.carefulD.regular

答案

小题1:B
小题2:B
小题3:C
小题4:A
解析

小题1:细节理解题.根据短文第一段第一句US college students are burdened with credit card    debt,according to a study published Tuesday可知,许多美国大学生背上了信用卡透支的包袱,故选B.
小题2:观点态度题。根据全文可知,作者对透支信用卡的学生是既同情(pitiful)他们的这种遭遇,又批评(critical)他们这种行为太过于轻率,故选B。
小题3:细节理解题.根据文章第三段…Students should bear some responsibility for reckless  use Of credit,but said credit card companies also had to be held responsible for making it  so easy for them to get into debt.Manning said one of the most troublesome aspects of the student credit card issue was “the seduction (诱惑)of college and university officials by the credit card industry.可知,选项C符合文意。
小题4:推测词义题。根据上下文可推测出reckless的意思为“轻率的,鲁莽的”.考生应能根据已学的considerate一词并结合构词法推知正确答案。
举一反三
Building after building under water.Refugees in shelters.Thousands of others unsure where to go.Bodies in streets.This is what one of America"s historic cities was reduced to this week by a powerful storm, Katrina(卡特里娜).The mayor of New Orleans says thousands may be dead.Hurricane Katrina also caused death and destruction in parts of Mississippi and Alabama along the Gulf of Mexico.
New Orleans is famous for its wild Mardi Gras celebrations.New Orleans is also a major port for foreign oil and other shipping trade.Yet the city of nearly five hundred thousand people was built below sea level.New Orleans has depended on levees to control floods from the Mississippi River.Katrina struck on Monday.New Orleans avoided a direct hit.But two of the levees failed the next day.Most of the city was flooded.Helicopters dropped huge sandbags to fill the breaks.But the water had no place to go.Pumping stations had no power.
America faces one of the worst natural events in its history.President Bush says the recovery will take years.People were told to leave the path of the storm.But some would not or could not.Many of those worst affected by Katrina are poor and black.African-American leaders and others were angry that government aid did not arrive faster.President Bush visited some of the damaged areas on Friday.He said the way officials reacted to the crisis was unacceptable.
小题1:Which is true of the following details about New Orleans?
A.New Orleans is a newly-built city of America
B.There were no black people in New Orleans.
C.This is the first time that hurricane has stricken it.
D.New Orleans is a major port for foreign oil and other shipping trade.
小题2:What does the underlined word “levees”(in the second paragraph) mean?
A.treesB.damsC.portsD.ships
小题3:Which is right about the Hurricane Katrina?
A.It also caused the destruction in parts of Mississippi.
B.A lot of people died in this disaster.
C.It cut off the electricity supply of the city.
D.All of the above is right.
小题4:What can we learn from the text?
A.President Bush was not concerned about this disaster.
B.The recovery of the city will take a few days.
C.In this disaster the government aid didn’t arrive in time.
D.In this city there were no pump stations.

题型:不详难度:| 查看答案
Every human being has a unique arrangement of the skin on his fingers and this arrangement is unchangeable. Scientists and experts have proved the uniqueness of finger-prints and discovered that no exactly similar pattern is passed on from parents to children, though nobody knows why this is the case.
The ridge structure on a person’s fingers does not change with growth and is not affected by surface injuries. Burns, cuts and other damage to the outer part of the skin will be replaced in time by new one, which bears a reproduction of the original pattern. It is only when the inner skin is injured that the arrangement will be destroyed. Some criminals make use of this fact to remove their own finger-prints but this is a dangerous and rare step to take.
Finger-prints can be made very easily with printer’s ink. They can by recorded easily. With special methods, identification can be achieved successfully within a short time. Because of the simplicity and economy of this system, finger-prints have often been used as a method of solving criminal case. A suspected man may deny a charge but this may be in vain. His finger-prints can prove who he is even if his appearance has been changed by age or accident.
When a suspect leaves finger-prints behind at the scene of a crime, they are difficult to detect with the naked eye. Special techniques are used to “develop” them. Some of the marks found are incomplete but identification is possible if a print of a quarter of an inch square can be obtained.
Notes:
①    unique  adj. 唯一的,独特的
②    original  adj. 最初的,原始的
③    identification  n. 辩认,鉴定
小题1: Scientists and experts have proved that the pattern of a human being’s finger skin ________.
A.is similar to his mother’s
B.is valuable to himself only
C.is like that of others with the same type of blood
D.is different from that of all others
小题2: If your fingers are wounded by knife, fire or other means, the structure of skin will ________.
A.be changed partlyB.be replaced by a different one
C.be the same when the wound is recoveredD.become ugly
小题3: Some criminals remove their own finger-prints by ________.
A.using printer’s inkB.injuring the inner skin
C.damaging the outer skin D.damaging the colour
小题4: Finger-prints have often been used as a method of solving criminal case because it ________.
A.is complicated but reliableB.is simple and not expensive
C.is expensive but easy to doD.can bring a lot of money

题型:不详难度:| 查看答案
There are good Santas and there are bad Santas. The good Santas all realize one thing: In the mind of a child, Santa Claus is perfect.
That’s difficult. And so they come from around the world to attend the Charles W. Howard School in Midland, Mich. The school offers a three-day, 40-hour course for Santas hoping to be excellent. There’s a real range to what Santas earn, from big bucks for large events to no pay for charities. One thing for them all is a pure love for children.
A former Macy’s Santa named Charles Howard founded the Michigan school in 1937. “Many people will think if you have a suit and you’re a Santa,” said Tom Valent, the school’s current dean. “It’s more than that.” So with a pet reindeer, his properly named wife Holly and a workshop full of wonder.
The school teaches everything from breathing techniques for carol singing to the beard maintenance. There are lessons in child psychology, sign language and even media training for talk-show appearances and call-in shows. Santas also need to make sure they know all the names of the reindeer. What’s harder to deal with, however, is children who ask for Christmas gifts like bringing daddy home or making mommy happy again.
After spending time in the classroom, Weir went to the mall to test his training. However, at one point, his hat fell off, and he was unsure how to react. “You’re the real Santa,” Valent said. “Pick that hat up, slip it back on, keep smiling and do your job. You’ve got to stay on top of your game. Even the last one at night, when you’re tired, you’ve got to remember: This one’s forever, so do a good job.”
Notes:
①    charity  n. 慈善,慈善团体
②    reindeer  n. 驯鹿
小题1:According to the passage, good Santas should be the ones that ________.
A.can offer the children some giftsB.help adults look after their children
C.have ability to make children happyD.should be perfect in the mind of children
小题2: The underlined words “big bucks” should refer to ________.
A.lots of moneyB.many giftsC.loves for childrenD.gifts from children
小题3: The Michigan school was founded by Charles Howard with the purpose to ________.
A.train the pet reindeer for the SantasB.earned money from its students
C.train perfect Santas for the worldD.show the world’s concern to the poor
小题4: According to Weir’s performance, we can conclude that ________.
A.Weir was short of experienceB.Weir was not fit for the job as a Santa
C.Weir did very badly in the gameD.Weir was not a good student in school

题型:不详难度:| 查看答案
It is difficult for parents of nearly every family to teach their children to be responsible (有责任的)for housework, but with one of the following suggestions, you really can get your children to help at home.
  If you give your children the impression that they can never do anything quite right, then they will regard themselves as unfit or unable persons. Unless children believe they can succeed, they will never become totally independent.
  My daughter Carla’s fifth - grade teacher made every child in her class feel special. When students received less than a prefect test score, she would point out what they had mastered and declared firmly they could learn what they had missed.
  You can use the same technique when you evaluate (评价)your child’s work at home. Don’t always scold and give lots of praise instead. Talk about what he has done right, not about what he hasn’t done. If your child completes a difficult task, promise him a Sunday trip or a ball game with Dad.
  Learning is a process(过程)of trying and failing and trying and succeeding. If you teach your children not to fear a mistake of failure, they will learn faster and achieve success at last.
小题1:The whole passage deals with ________.
A.social educationB.school education
C.family educationD.pre - school education
小题2:The author thinks that________.
A.there is no way to get children to help at home
B.the more encouragement and praise you give, the more responsible and helpful children will become
C.it is very difficult to make children responsible for housework
D.children can be forced to help with housework
小题3:The article gives us a good suggestion about how to evaluate(评价)your child’s work at home. That is to ________.
A.praise his successB.promise him a trip
C.give him a punishmentD.promise him a ball game
小题4:The author advises readers to________.
A.learn from himself, for he has a good way of teaching
B.take pride in Carla’s fifth - grade teacher
C.do as what Carla’s teacher did in educating children
D.follow Carla’s example because she never fails in the test
小题5:Having read the last paragraph, we can conclude that ________.
A.pride goes before a fall
B.practice makes perfect
C.no pains, no gains
D.failure is the mother of success

题型:不详难度:| 查看答案
A recent study conducted by the Pine Street Foundation showed that a dog’s nose may have the ability to detect cancer. A dog’s nose, which was the “medical device” used as part of the research, is believed to be among the world’s most powerful olfactory(嗅觉的) sensors. The study was conducted with 169 subjects 55 of which had been diagnosed as having lung cancer, 31 have breast cancer and 83 control subjects——people without cancer. During the study, five professionally trained scent dogs were used to distinguish between the breath samples of cancer patients and those who were healthy. With an average of 90% accuracy, the research was deemed a success.
The Pine Street Foundation conducted its research on the belief that cancer cells give off a different type of metabolic(新陈代谢) waste product than normal cells. According to the study, the difference is so great that it can be detected by a dog’s sense of smell, including both early and late stages of the disease.
In the conclusion of the study the Pine Street Foundation said that even ordinary dogs may be trained to identify the presence of cancer with only a breath sample. The organization also said that dogs can recognize the disease with astonishing amount accuracy and, finally, that the dog’s detection was not hindered(妨碍) by the presence of age, smoking or stage of cancer.
The Pine Street Foundation plans to continue their research and is currently seeking funding to launch new studies.
小题1:If we want to add several different detecting examples to the passage, we should write them
__________.
A.between paragraph 1 and paragraph 2B.between paragraph 2 and paragraph 3
C.between paragraph 3 and paragraph 4D.before paragraph 1 or after paragraph 4
小题2:The best title for this passage might be ______.
A.Dogs may smell cancerB.Why dogs can smell cancer
C.A Study on dogs’ special abilityD.A study on breast cancer
小题3:Dogs can smell cancer because ____________.
A.they can detect faster than manB.their sense of smell is very sensitive
C.dogs metabolize the food slowlyD.patients give off bad smell
小题4:People can know from the passage _________.
A.all dogs can be used to smell cancer
B.it’s not easy to find out cancer in the early stage
C.most of the research experiments are successful
D.dogs detect cancer by breathing and feeling

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