Although credit cards are becoming a more acceptable part of the financial scene
题型：不详难度：来源：
Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with doubts by many as being a major part of the “live now pay later” syndrome（综合症）．Along with hire-purchase, rental and leasing schemes（租赁项目）, they provide encouragement to spend more money．Of course, it is only the hotheaded who give way to the temptation to live, temporarily at least, beyond their means, and such people would no doubt manage to do so even without credit cards．
Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces of plastic. They prevent need to carry large amounts of cash and are always useful in emergencies．
All the credit card organizations charge interest on a monthly basis which may work out as high as 25 per cent a year, yet sensible purchasing using a card can mean that you obtain up to seven weeks, interest-free credit．Using the card abroad, where items frequently take a long time to be included on your account, can extend this period even further．
It is worthwhile shopping around before deciding on a particular credit card. It is necessary to consider the amount of credit granted; interest rates, which may vary slightly; the number and range of outlets（经销店）, though most cards cover major garages, hotels, restaurants and department stores; and of course, what happens if your card is lost or stolen．A credit card thief may be sitting on a potential goldmine particularly if there is a delay in reporting the loss of the card．
However, if used wisely, a credit card can cost nothing, or at least help to tide you over a period of financial difficulty．
小题1:The hotheaded are people who ________．| A．spend more money than they have | | B．spend less money than other people | | C．save money | | D．make money |
小题2:The disadvantage of credit cards is ________．| A．to enable you to buy things without carrying large amount of cash | | B．to encourage people to spend more money | | C．to be always useful in emergencies | | D．to help people tide over a period of financial difficulty |
小题3:Deciding on a particular credit, you do not have to consider ________．| A．the amount of credit granted | | B．the number and range of outlets | | C．the possibility of loss of money | | D．the department stores where you are going to use your credit cards |
小题4:The underlined words in the last paragraph probably means ________．| A．floating with the tide of | B．going through a difficult period of | | C．rising and falling with the tide of | D．attempting to go against the tide of |
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答案
小题1:A
小题2:B
小题3:C
小题4:B |
解析
本文讲述了信用卡的好处和缺点。
小题1:A 猜词题。根据Along with hire-purchase, rental and leasing schemes（租赁项目）, they provide encouragement to spend more money．Of course, it is only the hotheaded who give way to the temptation to live,可知，the hotheaded是那些挡不住诱惑超额用钱的人。
小题2:B细节题。根据Along with hire-purchase, rental and leasing schemes（租赁项目）, they provide encouragement to spend more money．信用卡鼓励人们多花钱。
小题3:C细节题。根据倒数第二段It is worthwhile shopping around before deciding on a particular credit card. It is necessary to consider the amount of credit granted; interest rates, which may vary slightly; the number and range of outlets（经销店）, though most cards cover major garages, hotels, restaurants and department stores;可知，只有C没有提到。
小题4:B猜词题。最后一段告诉我们：如果使用恰当，信用卡对我们没有什么损失，至少能够帮助我们度过经济上困难时期。 |
举一反三
It’s a nightmare for Huazhong University of Science and Technology （HUST）: within a week，two students committed suicide by jumping off dorm buildings．对于整个华中科技大学来说，这简直就是场噩梦：一周之内，两名学生在宿舍跳楼自***。
Officials from the university are reluctant to give interviews．校方官员们不愿接受采访。
“We had a hard time calming down students who were shocked at the suicides,” said Zhang Jingyuan，one official of HUST．
“Media coverage may arouse some students’ negative emotions again．Suicide can be contagious,” Zhang said．他说，“媒体的报道将会再次引发学生的消极情绪，自***是会传染的。”
The university reacted promptly to the first suicide on October 23．对于今年10月23号发生的第一起自***事件，华中科技大学迅速做出应急措施。
Advisors and class leaders conducted dorm-to-dorm checks to find students suffering depression．Then psychologists offered one-on-one counseling to them．辅导员和班长们走访了每个宿舍，找出遭遇抑郁的学生。然后，心理咨询师会为这些学生提供一对一的心理咨询。
Notice boards publicizing tips for identifying peers’ mental problems and offering help were set up in front of dorm buildings．Leaflets carrying similar information were handed out to each dorm．宿舍楼前竖起一些布告栏，为同学们普及关于如何发现身边人遭遇心理问题并提供帮助的小贴士。印有类似内容的小册子也被分发给每个寝室。
However，the second suicide came seven days later．然而，七天后，第二起自***事件发生了。
Both students were described as men of few words．Their schoolmates didn’t see anything to indicate suicide．据周围人描述，这两名学生都很少言寡语。他们的同学都没有觉察到任何自***前的征兆。
Zhang revealed that the two students had been bothered by mental disorders．But the school didn’t know this until the students’ close friends outside school and their parents unveiled the truth after the suicides．章劲元透露，这两名学生曾经饱受心理疾病的困扰。但是学校对此并不知情，他们校外的好友和家长也是在自***事件发生后才说出实情。
According to Zhang，there are only three full-time counselors working in the university’s counseling center for its 60,000 students．He complained: “It’s unrealistic to rely only on counselors to detect students’ mental problems．”据章劲元说，全校共有六万名学生，但学校的心理咨询中心只有三位全职心理咨询师。他抱怨说：“仅仅依靠心理咨询师来察觉学生的心理问题，这是不现实的。”
Effective prevention comes from long-term education for life instead of temporary intervention to meet an emergency，said Hu Yi’an．Hu delivers a course of lectures on life and death at Guangzhou University．He worries that universities have paid little attention to education for life．有效的预防来自于长期的生命教育，而并非遭遇紧急状况时的临时干预，胡毅安（音译）说。他在广州大学教授以生命和死亡为主题的课程。他为各大高校给予生命教育的关注少之又少而担忧。
“Education for life helps students respect and love life so they won’t resort to ending their lives when they have difficulties,” said Hu．“生命教育可以帮助学生尊重、热爱生命，这样一来，当他们遇到困难的时候就不会选择结束生命了,” 胡毅安说。
According to Hu，the principles can be incorporated into everyday teaching．胡毅安还表示，这些观念可以融入到日常教学中去。
Hu is also concerned that some universities are conveying discriminatory message that will hold back students from seeking help．胡老师也很担心一些大学传递出带有歧视性的信息会使得学生们不愿去寻求帮助。
When HUST conducted the dorm-to-dorm examination，students with poor academic performance were paid special attention．In March，Peking University also released a controversial policy，which required teachers to have a chat with students “with biased thinking”．当华中科技大学校方挨个宿舍进行走访时，学习成绩较差的学生也被给予了特别关照。三月份，北京大学也推行了一项备受争议的政策，该新规要求教师们要找那些学生中的“激进分子”谈话。
However，Hu suggested that students step out of their comfort zone to seek real-life communication．
小题1:The underlined word “reluctant” in paragraph 2 probably means “ ”．| A．willing | B．unhappy | C．refused | D．decided |
小题2:Which measure the university took to the first suicide is incorrect?| A．Conducting checks to find out the students’ depression． | | B．Offering counseling to the students． | | C．Setting up notice boards publicizing tips for identifying peers’ mental problems and offering help． | | D．Handing out leaflets to each student． |
小题3:Which of the following is right according to the text?| A．Officials of HUST were willing to give the details about the suicide． | | B．HUST didn’t respond to the first suicide． | | C．What the university about the suicide was a success． | | D．Their close friends and parents did know the students had mental disorder． |
小题4:What’s the main idea of the passage?| A．Two students of HUST committed suicide． | | B．What can we do to prevent the student’s suicide? | | C．The reasons why the students committed suicide． | | D．The dangers in the universities in China． |
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Peter King, 15 and Mary King, 13 went to see a doctor together. Peter had a bad cold, so the doctor gave him some pills to take. Mary had a bad cough, so the doctor |gave her some cough medicine.
These are the words on the bottle of medicine:
Cough Medicine
Shake well before use.
Take three times daily after meals.
Dosage: Adults 2 teaspoonfuls
Children 8 -14 1 teaspoonful
Child 4-7 1/2 teaspoonful
Not suitable for children below the age of 4.
Store in a cool place.
Use before October 1998.
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小题1:Mary should take ____ in a day.| A．2 teaspoonfuls | B．3 teaspoonfuls | | C．4 teaspoonfuls | D．1 teaspoonful |
小题2:People aged ____ cannot take this medicine.小题3:Mary or her mother should ____ the medicine after the tenth month of 1998.| A．throw away | B．take two times | | C．stop to take | D．take 3 times more |
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Children, especially at young ages, are very creative. And creativity can be a glorious thing. Look at all the amazing artists and architects that have created glorious pieces of history. Look at all the authors with the award winning books. Now I am not saying everyone is going to end up this way but creativity is an important part of growing up and becoming who you are. This should be encouraged in young children as well as the older children.
Young children grow up playing with make-believe. And so many people try to make their young child see that their invisible friend isn’t real or that talking when someone is not in the room is weird. To adults it is, but for small children it is them being creative. May it be them playing house, or chef, or playing with stuffed animals, it is their creative part coming out. Some kids can have fun playing with rocks and sticks and it’s because of their creativeness that they can do this. The invisible friend part is another part of being imaginative, and is not a bad thing since they will grow out of that phase. So encourage this and play along with them, play house or stuffed animals or whatever they want to play. Help keep their imagination running. You can even make up games, like treasure hunts, dinosaurs, or super heroes; there is just so much you can choose from.
For older children, talk to them. Help them see things through others’ eyes, or help them see things from a different point of view. Helping children see things from other views helps them keep their minds open for new ideas and new things.
All this can help your children’s minds stay creative. The arts and music, even thoughts are an important part of life and important in our society. If we didn’t have and encourage creative thinking, we wouldn"t have had inventors, or philosophers, or as I said before, artists.
小题1:The underlined word “weird” is the closest in meaning to “_______”.| A．similar | B．strange | C．common | D．natural |
小题2:If a child plays with his invisible friend, it shows that _______.| A．the child is longing for friendship | | B．the child has no one to play with in life | | C．the child has great imagination | | D．there is something wrong with the child’s mind |
小题3:According to the author, if a child talks alone in a room, we should _______.| A．let him be | | B．stop him from doing so | | C．give him some advice | | D．know that he is suffering from loneliness |
小题4:What is mainly talked about in the passage?| A．How creative artists and architects can be. | | B．How to help children grow up in a healthy way. | | C．What kind of activities children like. | | D．How to protect and encourage children’s creativity. |
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Many people say pennies are not worth saving. After all, a penny is only worth a cent. But one unusual penny turned out to be worth a lot more when a coin collector paid $1.7 million for it earlier this month.
The coin is one of a kind. It is the only penny that the Denver mint(铸币厂) made out of copper, instead of steel, in 1943. Because it is unique, it is also very valuable. No penny has ever sold for so much money.
The Changing Penny
The Lincoln penny first appeared in 1909. For 34 years, the one-cent coin was made out of copper. Then, in 1943, the penny changed. World War II was going on, and copper was needed for equipment. So for one year, pennies were made out of steel instead. At least most of them were.
Only a few coins were made out of unused copper. There are three main mints, or places where coins are made, in the United States. Of the known copper pennies from 1943, twelve were made in the Philadephia mint, and five were made in the San Francisco mint. Only one was made in the Denver mint.
Nobody knows for sure why a copper penny was made at the Denver mint in 1943, coin dealers Andy Skrabalak told Time for Kids. “There is a rumor that a mint employee made the coin in the middle of the night.”
A Special Set
The coin collector who bought the $1.7 million penny wants to remain unknown. But the reason for the trade is known. He already had two copper pennies from 1943 – one from the San Francisco mint and one from the Philadephia mint. To complete the set, he needed the Denver penny. The three coins will go on display at a coin exhibition in Tampa, Florida.
The collector who sold the penny is also keeping his name a secret. It took four years to convince him to give up the rare coin. Now that he has finally donating all of the money to charity.
小题1:Why is the Lincoln penny worth over one million dollars?
A. Because it has a history of thirty-four years.
B. Because it was made out of a rare material.
C. Because it was made on one night of 1943 by the Denver mint.
D, Because it was the only coin Denver mint made out of copper in 1943.
小题2:Before the Lincoln penny was sold, people thought one-cent coins __________.| A．were worth collecting for selling later | | B．were surely valuable if not made out of steel | | C．wouldn’t be sold for large amounts of money | | D．were only useful for some coin museums |
小题3:At least how many copper coins were made in 1943?| A．Five | B．Twelve | C．Seventeen | D．Eighteen |
小题4:What can we learn about the collector who sold the penny?| A．He already had two copper pennies from 1943. | | B．He wanted to complete the set of copper pennies. | | C．He didn’t want to sell his penny in the beginning. | | D．He was a well-known coin dealer in Tampa, Horida. |
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As soon as you meet, or even see, a person, you form an impression of him based on his posture, gesture and facial expressions. This is why it is important to make a good first impression on the person who will be interviewing you. Within the first 60 seconds of meeting you, the interviewer will have formed an impression about what type of person you are and what kind of employee you would become, and 55% of this will be based only on your body language. Here are some tips to make you that impression a good one.
First of all, relax. Think positive thoughts and you are more likely to come across as a positive, confident person during the interview. Dress smartly, as your appearance is one of the first things an interviewer will notice you. Stand up straight, and walk in with your shoulders back and your head up. Try to avoid slowing down as you walk into the room because this suggests fear and uncertainty. Shake hands with the interviewer firmly. You should have a positive handshake and a warm smile. Open your coat or jacket as you sit down shows that you, too, are open.
Posture is important. You should be sitting well back in your seat. Sit up straight and lean forward slightly, but not too much. Sitting at too much of an angel expresses discomfort and distrust. Two of the most common defensive(防卫的) signals are crossing your arms and legs, so try to avoid them.
Another important issue is eye contact. Looking someone in the eye shows confidence in yourself and trust in the other person. However, don’t overdo it, as too much eye contact or starring will make the other person uncomfortable. Use more eye contact when listening than when talking, and when you look away, look down. Looking up at the ceiling will make you seem bored and rude.
小题1:The purpose of the first impression is to tell readers __________.| A．what a good first impression is | | B．how to make a good first impression | | C．how long it takes to make a first impression | | D．the importance of making a good first impression |
小题2:Which of the following does the author advise you to do when you are being interviewed?| A．Cross your arms or legs | | B．Open your coat or jacket when sitting down | | C．Go into the room more slowly than usual | | D．Avoid looking at the eyes of the interviewer directly |
小题3:If you lean forward too much, it means __________.| A．you are very bored | | B．you are too nervous | | C．you don’t have confidence | | D．you don’t trust others |
小题4: What is the best title for the passage?| A．How to use body language to win an interview | | B．How to answer questions in an interview | | C．How to understand body language | | D．How to deal with an interviewer |
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