阅读理解。 As financial crisis today claimed more victims this week on Wall Stree

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阅读理解。     As financial crisis today claimed more victims this week on Wall Street, the rest of the world"s markets
and banks have been in disorder. In Britain, 45,000 banking jobs are now in danger.
     Another financial giant has fallen in Britain. This time, it is poor HBOS which owns Halifax Bank and the
Bank of Scotland. Lloyds Banks has agreed to take over HBOS but, reports say, that has put 40,000 jobs at
risk.
     The takeover comes as fears of a global financial collapse (a sudden failure) following the heavy losses
among some of the world"s biggest financial institutions. Wall Street investment bank Lehman Brothers went
into bankruptcy this week, and other large investment houses have been sold off or propped up (支撑) by the
US government. Central banks from the US, Japan and the European Union have pumped hundreds of billions
of dollars into the banking system to try to avoid a collapse. Stock markets have suffered sharp losses.
     In Russia, trading on the country"s main stock exchanges was stopped for two days this week because of
the financial collapse. When controllers suspended (暂停) trading at mid-day Wednesday, Russia"s RTS Index
of leading stocks had fallen nearly 6.5percent, adding to its 50 percent drop since June 1.
     But there are those who say that this is just another cycle. Business analyst Robbie Clayton says after the
boom, now it is time for the decline, and the world economy will recover. But with so much instability, experts
say the final curtain is unlikely to drop on the financial crisis any time soon.
    On the streets of London"s financial sector, many say they have been left in shock and are simply waiting
to see what will happen next. 1. What caused the takeover mentioned in the text? [     ]
A. The unemployment.
B. The financial crisis.
C. The failure of HBOS"s investments.
D. The support of the central bank for Lloyds TSB. 2. Which of the following diagrams shows the RIGHT relationship among those banks? A.

3. According to Robbie Clayton, _____. [     ]
A. developed countries are to blame for the crisis
B. the decline will go on for a long time
C. the crisis will affect more and more countries
D. there"ll be new economic developments after the crisis 4. What"s people"s attitude towards the crisis according to the last paragraph?[     ]
A. They"re confident that they can overcome it.
B. They don"t believe the crisis has come.
C. They feel desperate at their own future.
D. They don"t know how to deal with it. 5. What would be the best title for this text? [     ]
A. Countries find different reasons for global financial crisis.
B. Countries react differently to global financial crisis.
C. Global financial crisis causes social problems in London.
D. Global financial crisis hits banks in London and other parts.

答案

1-5: BBDDD

举一反三

阅读理解。     Somali pirates (海盗) robbed three Thai fishing ships with 77 sailors on board nearly l,200 Miles off the
Somali coast, the farthest-off-shore attack to date, an officer said Tuesday.
     Pirates have gone farther south and east in answer to increased patrols (巡逻) by warships off the Somali
shore. The robbing of the three ships Sunday was about 600 miles outside the normal operation area for the
international force, said a spokesman.
     The spokesman said the attack so far out at sea was a clear sign that the international patrols against pirates
were having a "marked effect on pirate activity in the area".
     "Once they start attacking that far out, you"re not even really talking about the Somali basin or areas of water
that have any connection with Somalia," said an officer, Roger Middleton. "Once you"re that far out, it"s just
the Indian Ocean, and it means you"re looking at trade going from the Gulf to Asia, from Asia to South Africa."
     "This is the farthest robbing to date. They are now operating near the Maldives and India," said another
officer.
     The three ships-the MV Prantalay l l,12, a nd l 4-had 77 members on board in total. All of them are Thai,
the spokesman said. Before the Sunday robbing, pirates held l l ships and 228 sailors.
     Pirates have increased attacks over the past year in hopes of catching more dollar payments. Because of
increased patrols and defenses on board ships, the success rate (率) has gone down, though the number of
successful attacks has stayed the same year over year. 1. The pirate attack reported in the text happened _____.[     ]
A. far out in the Indian Ocean
B. in the normal patrol area
C. near the Somali, coast
D. in the south of Africa 2. According to the text, which can best describe the situation of the pirate problems? [     ]
A. More goods on board are lost.
B. Pirate attacks happen in a larger area now.
C. The number of attacks has stayed the same these years.
D. Pirate attacks are as serious as before along the Somali coast. 3. Which is true about the warship patrols according to the text? [     ]
A. The patrols are of little effect.
B. The patrols are more difficult.
C. More patrols are quite necessary even in Asia.
D. The patrols only drive the pirates to other areas. 4. How many sailors were held by the pirates up to the time of the report? [     ]
A. 228.
B. 77.
C. 383.
D. 305.

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Reading comprehension.     Some people believe that international sports create goodwill between the nations and that if countries play
games together they will learn to live together. Others say that the opposite is true: those international contests
encourage false national pride and lead to misunderstanding and hatred. There is probably some truth in both
arguments, but in recent years the Olympic Games have done little to support the view that sports encourages
international brotherhood. Not only was there the tragic incident involving the murder of athletes, but the Games
were also ruined by lesser incidents caused principally by minor national contests.
    One country received its second-place medal with visible indignation after the hockey final. There had been
noisy scenes at the end of the hockey match, the losers objecting to the final decisions. They were convinced
that one of their goals should not have been disallowed and that their opponents" victory was unfair. Their
manager was in a rage when he said:"This wasn"t hockey. Hockey and the International Hockey Federation are
finished." The president of the Federation said later that such behavior could result in the suspension of the team
for at least three years.
     The American basketball team announced that they would not yield first place to Russia, after a disputable
end to their contest. The game had ended in disturbance. It was thought at first that the United States had won,
by a single point, but it was announced that there were three seconds still to play. A Russian player then threw
the ball from one end of the court to the other, and another player popped it into the basket. It was the first time
the USA had ever lost an Olympic basketball match. An appeal jury debated the matter for four and a half hours
before announcing that the result would stand. The American players then voted not to receive the silver medals.
     Incidents of this kind will continue as long as sport is played competitively rather than for the love of the
game. The suggestion that athletes should compete as individuals, or in non-national teams, might be too much
to hope for. But in the present organization of the Olympics there is far too much that encourages aggressive
patriotism (爱国主义). 1. According to the author, the recent Olympic Games have ______. [     ]
A. created goodwill between nations
B. bred only false national pride
C. barely showed any international friendship
D. led to more and more misunderstanding and hatred 2. What would the manager mean by saying, "...Hockey and the International Hockey Federation are finished"?[     ]
A. His team would no longer take part in international games.
B. Hockey and the Federation are both ruined by the unfair decisions.
C. There should be no more hockey matches organized by the Federation.
D. The Federation should be dissolved. 3. The basketball example implied that ______. [     ]
A. too much patriotism was displayed in the incident
B. the announcement to prolong the match was wrong
C. the appeal jury was too hesitant in making the decision
D. the American team was right in rejecting the silver medals 4. What conclusion can be drawn from the passage? [     ]
A. The organization of the Olympic Games must be improved.
B. Athletes should compete as individuals in the Olympic Games.
C. Sports should be played competitively rather than for the love of the game.
D. International contests are liable for misunderstanding between nations.

题型：0111 月考题难度：| 查看答案

阅读理解。     In Western countries people have been using the installment plan since the first half of the twentieth
century. Today, a large number of families in Great Britain buy furniture, household goods and cars by
installments. In the U. S., the figure is much higher than in Great Britain, and people there spend over 10
percent of their income on the installment plan.
     The price of an article bought on installments is always higher than the price that would be paid by cash.
There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when
the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid
up. The legal ownership of the goods remains with the seller until the final payment has been made.
    Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish
their homes and start housekeeping. It increases the demand for goods, and in this way helps business and
employment. There is, however, the danger that when business is bad, installment buying may end suddenly,
making business much worse. This may result in a great increase in unemployment. If the people on the
installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of
people are not able to pay their installment debts there is a possibility that businessmen cannot collect their
debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it
becomes more likely to have a depression. This is why, in some countries, the government controls the
installment plan by fixing the amount of the down payment and installments to discourage people from
buying more than they can pay for on the installment plan. 1. Which of the following is NOT true about the installment plan? [     ]
A. A lot of British families use the installment plan.
B. More than 10 percent American families buy things on installments.
C. Americans depend more on installment than British people do.
D. Americans spend one tenth of their income on installment buying. 2. Goods bought on installments are more expensive than goods bought by cash because _____. [     ]
A. the buyer has to pay extra money as interest
B. the delivery of the goods charges extra money
C. the buyer has to pay a down payment
D. the service offered by installment plan charged extra money 3. What will happen to a buyer if he fails to make the full payment for an item bought on installments? [     ]
A. He might lose his job.
B. He will stop owning the item he has bought.
C. He will have to sell what he has bought.
D. He will go into debt. 4. The advantage of installment buying might include all the following EXCEPT that _____. [     ]
A. purchasing power is strengthened
B. employment might be increased
C. people develop a good habit of saving money
D. young couples are able to furnish their homes 5. In some countries, the governments control the installment plan to _____. [     ]
A. increase employment
B. avoid depressions
C. ensure that businesses make good profits
D. ensure that people can pay for what hey buy

题型：0119 月考题难度：| 查看答案

阅读理解。     Economics has long been known as an unpleasant science. But is any economist so dull as to criticize
Christmas? At first glance, the holiday season in western economies seems a treat for those who are concerned
with such things as GDP growth. After all, everyone is spending; in America, sellers make 25 % of their yearly
sales and 60 % of their profits between Thanksgiving and Christmas. Even so, economists find something to
worry about in the nature of the purchases being made.
     Much of the holiday spending is on gifts for others. At the simplest level, giving gifts involves the giver"s
thinking of something that the receiver would like-he tries to guess her preferences, as economists say-and
then buying the gift and delivering it. Yet this guessing of preferences is often done badly. Every year, ties go
unworn and books unread. And even if a gift is enjoyed, it may not be what the receiver would have bought
if they had spent the money themselves.
    Interested in this mismatch between wants and gifts, in 1993 Joel Waldfogel, then an economist at Yale
University, attempted to estimate the disparity (差距) in dollar terms. He asked students two questions at the
end of a holiday season: first, estimate the total amount paid (by the givers) for all the holiday gifts you received;
second, apart from the emotional value of the items, if you did not have them, how much would you be willing
to pay to get them? His results were unpleasant: on average, a gift was valued by the receiver well below the
price paid by the giver.
     The most conservative (保守的) estimate put the average receiver"s valuation at 90% of the buying price.
The missing 10% is what economists call a deadweight loss; a waste of resources that could be avoided
without making anyone poorer. In other words, if the giver gave the cash value of the purchase instead of the
gift itself, the receiver could then buy what she really wants and be better off for no extra cost. It suggests
that in America, where givers spend $40 billion on Christmas gifts, $ 4 billion is being lost annually in the
process of gift giving. Add in birthdays, weddings and non Christian occasions, and the figure would balloon.
So should economists call for an end to gift giving, or at least press for money to become the gift of choice? 1. Why do some people regard the holiday season in western economies a treat?[     ]
A. Because the economic situation in US has been depressing.
B. Because American sellers make a quarter of their yearly sales through holiday season.
C. Because holiday spending can speed up GDP growth.
D. Because sellers can make as much profit as 60 % over holiday season. 2. What"s the main idea for the second paragraph?[     ]
A. In many cases the gifts cannot meet the receivers" needs.
B. The purchases made over holiday season are actually a waste of money.
C. It"s really not easy to guess the others" preferences.
D. Much of the holiday spending is on gifts for others. 3. The purpose of Joel Waldfogel"s study is to _____.[     ]
A. prove the mismatch between wants and gifts
B. estimate the disparity between wants and gifts in economic terms
C. spark new ideas of economic studies on holiday spending
D. discover the exact cost of holiday spending on gift giving 4. Economists think of the misusing 10% of holiday spending as a deadweight loss because _____. [     ]
A. the cash value of the purchase is lower than the buying price
B. it is actually a waste of resources in economic terms
C. with the money the receivers can be better off for no extra cost
D. it makes many people even poorer for spending more on unwanted gifts 5. According to the passage altogether how much money is wasted every year on gift giving?[     ]
A. About $4 billion.
B. About 10% of the total value.
C. About $40 billion.
D. Much more than $4 billion.

题型：广东省月考题难度：| 查看答案

语法填空。
     阅读下面短文，按照句子结构的语法性和上下文连贯的要求，在空格处填人一个适当的词或使用
括号中词语的正确形式填空，并将答案填写在标号为1-10的相应位置上。      Leaders of the European Union say they will help Greece as it struggles under a mountain of debt. They
promise to take action, 1______ needed, "to maintain financial stability in the euro (欧元) area as a whole."
     But the leaders did not announce any 2______ (detail) plan for Greece after meeting Thursday in Brussels.
they said that was 3______ Greece has not requested any financial support. European Commission President
said this means the government believes 4______ does not need the support.
     Businessmen had a mixed reaction 5______ the statements fromBrussels. Worries over Greek debt have
pushed the euro to its 6______ (low) value in months against the dollar. European Union finance ministers
are expected to talk about Greece when they meet in the Belgian capital next week.
     Sixteen of 7______ twenty-seven nations in the European Union use the euro as their currency. Now,
the stronger members 8______ (seek) ways to help the weaker ones.
     European Union rules limit the choices for a rescue. The European Central Bank and national central banks
are not permitted to aid members by purchasing their debt. European officials hope to avoid the economic
disasters 9______ could become even worse if Greece fails 10______ (pay) its debt. This year Greece"s debt
could reach 120% of its GDP.

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