What do you think of overdraft?急需一篇英语小文章!

题目

What do you think of overdraft?急需一篇英语小文章!
用英语谈谈你是否赞成透支或者是提前消费的行为.求一篇小文章,不用太长,演讲用,

答案

overdraft is not good,really not good.And we all know it is not good.So ...