Is it ever a good idea admitting a teenager to carry a credit card?My kids watch

Is it ever a good idea admitting a teenager to carry a credit card?My kids watch

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Is it ever a good idea admitting a teenager to carry a credit card?
My kids watch closely as I swipe the card through the register. They’ve seen me do it hundreds, thousands of times. Cool. They are itching to swipe it through the machine themselves. When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy.
So it shouldn’t be shocking to discover that teenagers are becoming card carrying consumers in their own right. The question is, should they?
While some argue it’s best to teach kids how to use a credit card while still living under the family roof, not everyone agrees. Dave Ramsey, financial expert says getting credit card for your teenager is actually “an excellent way to teach him or her to be financially irresponsible.”
Now parents are required to co-sign on credit cards for children under 21. “If their name is on the credit card, then the parent may say, Hey, my name is on this. Don’t get me into trouble,” says Mary Beth Pinto, a marketing professor. “When parents were the co-obligors (共同借贷人), the children caused less debt. If the parents are the co-obligors, the tendency is that the parents were explaining how to use the cards.” Still, Pinto believes parents should start the process much earlier. “Yes, there has to be teaching going on and it has to start when they’re younger. You’re not going to get rid of credit cards. They are here to stay. You have to have them. You can’t fight progress,” Pinto said.
Ramsey, however, disagrees. “Throwing teens into a pool of (credit) sharks is a sure way to guarantee a life-time of heartache.” he said, “You can make online purchases and rent a car with a credit card. Of course, you must have money in your bank account before you can make a purchase with a credit card. But paying for things with money is what you are supposed to do.”
小题1:The author mentioned her experience in Para 2 mainly to _____.
A.prove the convenience of using credit cards
B.tell what impression credit cards leave on kids
C.give advice on using credit cards wisely
D.explain the pleasure credit cards bring to customers
小题2:The underlined word “itching” in Para 2 can be replaced by _____.
A.eagerB.afraidC.embarrassedD.thankful
小题3:What’s Ramsey’s attitude towards teens’ using credit cards?
A.He feels it is worth a try.
B.He is very supportive.
C.He is strongly against it.
D.He considers it as a pleasant experience.
小题4:Pinto will most likely agree that _____.
A.parents should let teens own their credit cards earlier
B.you shouldn’t be in control of credit cards
C.it is never good for anyone to get a credit card
D.learning to use credit cards is practical

答案

小题1:B
小题2:A
小题3:C
小题4:D
解析

试题分析:这篇文章就孩子们是否应该使用信用卡这一话题,展开了讨论。有人赞同,有人反对。
小题1:细节题:根据My kids watch closely as I swipe the card through the register. They’ve seen me do it hundreds, thousands of times. Cool. They are itching to swipe it through the machine themselves. When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy. 可知第二自然段中,作者提到自己的经历是要说明刷信用卡给孩子留下的印象,故选B。
小题2:猜词题:根据Cool. They are itching to swipe it through the machine themselves.可猜出itching意思是渴望。Eager渴望;afraid害怕;embarrassed尴尬;thankful感谢,故选A。
小题3:细节题:根据Dave Ramsey, financial expert says getting credit card for your teenager is actually “an excellent way to teach him or her to be financially irresponsible.” 可知Ramsey对于孩子使用信用卡的态度是强烈反对,故选C。
小题4:细节题:根据“Yes, there has to be teaching going on and it has to start when they’re younger. You’re not going to get rid of credit cards. They are here to stay. You have to have them. You can’t fight progress,” Pinto said. 可知Pinto认为学习使用信用卡是很实际的,故选D。
举一反三
根据短文内容,从短文后的选项中选出能填入空白处的最佳选项,选项中有两项为多余选项。
小题1: When a person does a certain thing over and over again, he is impelled by some unseen force to do the same thing repeatedly; thus a habit is formed. Once a habit is formed, it is difficult, and sometimes impossible, to get rid of.  小题2: 
Children often form bad habits, some of which remain with them as long as they live. Older persons also form bad habits as long as they live, and sometimes become ruined by them.
 小题3: Many successful men say that much of their success has something to do with certain habits formed in early life, such as early rising, honesty and thoroughness.
The habits which children should not form are laziness, lying, stealing and so on.  小题4: Unfortunately older persons often form habits which ought to have been avoided.
We ought to keep from all these bad habits.  小题5:
A.These are all easily-formed habits.
B.Habits, whether good or bad, are gradually formed.
C.Whether habits are good or bad, they are easy to get rid of.
D.It is very important for us to know why we should form good habits.
E. There are other habits which, when formed in early life, are of great help.
F. Meanwhile, try to form habits that are good for yourselves and others.
G. Therefore, it’s very important for us to pay attention to the formation of habits.
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Every day we are adding more and more vacation ideas,destinations,tours, and articles.As you explore our website,you will find there is an ever-growing collection of things that will help make your vacation easier and more affordable.
We change our featured destinations very frequently so be sure to keep coming back to see what new ideas we have for your family vacation.We feature a different state,park, and city destination on the front page of the website.These change frequently, so be sure to sign up for our newsletter so you can be sure to keep up with all the new information.
Another great feature we are offering is Guest Articles.These may come from a travel professional,author, parent or child about their travel ideas or offers.These informative articles are great to read and are perfect for discovering valuable tips and tricks for malting travel less stressful.Plus,in many articles you will discover some hidden gems(珍品)that you probably miss if you did not know about them.
One of the best things about our website is our ability to get you discounted Tours and Attraction Passes to the places you want to go most.This is a fantastic way to plan ahead and have your tours and passes paid for and pick them up before you leave your home.Now that is a helpful way to go.These programs can save you over 50%of what you could expect to pay when you arrive.And,we are adding new tours and programs every week.Be sure to check it out.
You can be sure we are working hard for you so that you can relax on your vacation. Let us do all the leg work for you so you can simply enjoy your family vacation!
小题1:What does the writer want to do by writing this text?
A.To give people tips on family vacations.
B.To offer travelers featured destinations.
C.To attract readers to surf a tourist website.
D.To introduce hidden gems for traveling.
小题2:Why does the writer suggest surfing the website-frequemly?
A.Because the featured destinations are changeable.
B.Because the front page is quite unique
C.Because it can attract more advertisements.
D.Because it helps to sell more newsletters.
小题3:What can we learn from Guest Articles?
A.steps to sign up for the family vacation website.
B.Tips on kecping up with new travel infonmation.
C.Tips and tricks for a comfortable trip.
D.Tricks for enjoying a free family vacation.
小题4:Which isn’t the benefit that the website brings to us?
A.We can get discounted Tours and Attraction Passes
B.We can get some information of new tours and programs
C.We can have our Passes in hand when starting off.
D.We can enjoy a family vacation with leg work.
小题5:Which of the following shows the organization of the text?(P=Paragraph)

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British Broadcasting Corporation(the BBC) was founded in 1922, including radio and television services. It is based at Broadcasting House in London.
The BBC is controlled by some governors chosen by the government, but these people have complete freedom and government can’t interfere. That is, the BBC is not the mouthpiece (喉舌) of the government. It has to be as fair as possible in giving radio and television time to, for example, political parties and religious groups.
There is a kind of interesting services in Britain- rental (租借) services. Many people prefer to rent their television sets instead of buying them. The rent for a black and white set is about 80 pence a week. The rent of a color set is more than twice that of a black and white set. If the sets go wrong, people can have them repaired free of charge or replace immediately.
Everyone who owns or rents a television set has to pay a yearly licence, there is no advertising on BBC radio or television. It is from the sale of licence that the BBC gets most of its money. A licence for a black and white set costs 8 pounds, and for a color set 18 pounds a year.
There are four specialized radio channels, which broadcast different kinds of programmes. Radio I is mainly pop music. Radio 2 deals with light music, sports and other programmes. Radio 3 broadcasts serious music, talks on serious subjects etc. News broadcasts are mainly given by Radio 4.
There are special programmes for Northern Ireland, Scotland, Wales and certain parts of England. It also broadcasts programmes about Britain - in many different languages as well as in English to all parts of the world.
小题1:The BBC Broadcasting House lies in ______.
A.ScotlandB.England C.WalesD.Northern Ireland
小题2:How much should you pay if you rent a color TV set and use it for a year?
A.More than 100 poundsB.About 37 pounds
C.About 83 poundsD.18 pounds
小题3:The BBC gets most of its money ______.
A.from the governmentB.from rental services
C.by selling licencesD.by advertising
小题4:Which of the following is true?
A.You can listen to classical music from Radio 1.
B.If you rent a TV set and there is something wrong with it, you should fix it with your own money.
C.The BBC special programmes are not only for different areas in its own country but also for foreign countries.
D.The BBC broadcasts to foreign countries only in English

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Cut off from society

You"re on your way to school as usual when suddenly an invisible barrier appears out of nowhere, trapping you underneath it and isolating you from the outside world. What do you do?
This is the scary experience the residents of a fictional town called Chester’s Mill are going through in the US TV series Under the Dome. Based on famous US author Stephen King’s 2009 best-selling novel, the show has become “the highest-rated summer show in 21 years” since debuting (首播) on June 24, reported the New York Post.
The series begins with the dome (穹顶) making its alarming appearance. As the earth trembles and birds take off, an enormous, invisible barrier slices down, cutting the town off from the rest of the world.
The residents quickly realize they are trapped, probably for quite some time. Families are separated, emergency services are unreachable and water, food and fuel are strictly limited.
There is no way out or in. But who or what is responsible? Nobody knows. Thus, the residents are at the mercy of unknown forces and their internal conflicts.
While it provides an enjoyable TV thrill ride, the movie’s science fiction is closely linked with reality.
“Not only is it worrying, suspenseful (悬疑的) and full of splendid special effects, but it has big thoughts about environmentalism and the future of the commented The Denver Post planet,”
As King himself explained to The Telegraph: “The dome is a microcosm (微观世界) of life. We all live under the dome. We live on this little blue planet and so far as we know that’s all we’ve got,” he said. “The resources that we’ve got are the resources that we’ve got; they’re limited.”
But the show explores many themes in addition to environmental destruction. It also shows “how quickly the social order we take for granted can disappear when people are isolated and afraid”, said the Los Angeles Times.
It is “a science-fiction social study”, said The Washington Post. “Once the people of Chester’s Mill realize they are indefinitely trapped without means of food supply, outside communication and power, their polite sense of small-town, American civilization begins to fall apart.”
小题1:The underlined word “isolating” in the first paragraph probably means _______.
A.separatingB.protecting
C.discouragingD.distinguishing
小题2:In the TV series Under the Dome, _______.
A.the dome, which appears out of nowhere, doesn’t have huge effects on the residents’ lives
B.it takes a long time for residents to realize they are trapped by the invisible dome
C.because of the dome, the residents in the small town become more united and helpful D.not knowing what has D.happened, the residents feel helpless against unknown forces
小题3:Why is the TV series closely linked with reality according to the article?
A.Because it is suspenseful and uses splendid special effects to reflect modern life.
B.Because it gets us to think about the future of the earth and the importance of environmental protection.
C.Because it attaches great importance to following the social order even in frightening situations.
D.Because the residents in the TV series live almost the same life as ordinary Americans do.

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There was a woman named Japan Atsuko Saeki living in the city of Fujisawa.When she was a teenager, she    of going to the United States.Most of what she knew about American       was from the textbooks she had read.“I had a        in mind: Daddy watching TV in the living-room, Mummy       cakes and their teenage daughter off to the cinema with her boyfriend.”
Atsuko   __to attend college in California.When she arrived, however, she found it was not her        world.“People were struggling with problems and often seemed       ,” she said.“I felt very alone.”
One of her hardest        was physical education.“We played volleyball,” she said.“The other students were         it, but I wasn’t.”
One afternoon, the instructor asked Atsuko to        the ball to her teammates so they could knock it       the net.No problem for most people, but it terrified Atsuko.She was afraid of losing face     __she failed.
A young man on her team        what she was going through.“He walked up to me and      , ‘Come on.You can do that.’”
“You will never understand how those words of         made me feel…Four words: You can do that.I felt like crying with happiness.”
She made it through the class.Perhaps she thanked the young man; she is not      
Six years have passed.Atsuko is back in Japan, working as a salesclerk.“I have       forgotten the words,” she said.“When things are not going so well, I think of them.”
She is sure the young man had no idea how much his kindness        to her. “He probably doesn’t even remember it,” she said.That may be the lesson.Whenever you say something to a person cruel or kind—you have no idea how long the words will    .She’s all the way over in Japan, but still she hears those four        words: You can do that.
小题1:
A.learned B.dreamedC.spokenD.heard
小题2:
A.pictureB.educationC.lifeD.spirit
小题3:
A.photo B.painting C.wayD.drawing
小题4:
A.fryingB.bakingC.steaming D.boiling
小题5:
A.hoped B.attempted C.likedD.arranged
小题6:
A.describedB.createdC.imaginedD.discovered
小题7:
A.tenseB.cheerful C.relaxedD.deserted
小题8:
A.classesB.questions C.timesD.projects
小题9:
A.curious aboutB.nervous aboutC.slow atD.good at
小题10:
A.kickB.hitC.carryD.pass
小题11:
A.overB.intoC.through D.past
小题12:
A.ifB.afterC.becauseD.until
小题13:
A.believedB.consideredC.sensedD.wondered
小题14:
A.warnedB.whisperedC.orderedD.sighed
小题15:
A.excitementB.suggestionC.persuasionD.encouragement
小题16:
A.interestedB.sureC.puzzledD.doubtful
小题17:
A.seldomB.alreadyC.neverD.almost
小题18:
A.happenedB.appliedC.meantD.seemed
小题19:
A.stayB.continueC.existD.live
小题20:
A.mercifulB.bitterC.easy D.simple

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