Many children first learn the value of money by receiving an allowance (pocket m

Many children first learn the value of money by receiving an allowance (pocket m

题型:不详难度:来源:
Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration.Some children get a weekly allowance.Others get a monthly allowance.
In any case, parents should make clear what,if anything, the child is expected to pay for with the money.At first, young children may spend all of their allowance soon after they receive it. If they do this,they will learn the hard way that spending must be done within a budget.Parents are usually advised not to offer more money until the next allowance.
The object is to show young people that a budget demands a choice between spending and saving.Older children may be responsible enough to save money for larger costs,like clothing or electronics.Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home.These jobs are a normal part of family life.
Paying children to do extra work around the house,however,can be useful.It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money.They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want.Or they can save it.
Saving helps children understand that costly goals require sacrifice.You have to cut costs and plan for the future.Requiring children to save part of their allowances can also open the door to future saving and investing.Many banks offer services to help children and teenagers learn about personal finance.
A saving account is an excellent way to learn about the power of compound interest
Compounding works by paying interest on interest.So,for example,one dollar invested at two per-cent interest for two years will earn two cents in the first year.The second years,the money will earn two percent of one dollar and two cents,and so on.That may not seem like a lot.But over time it adds up.
小题1:Giving an allowance, parents should consider all the following EXCEPT_______.
A.how much the child should get each timeB.whether the child has made a budget
C.where the money really goesD.how often a child can get it
小题2:The author of the passage holds the opinion that________.
A.what children learn by handling allowances may be beneficial in the future
B.children can learn to set up their own business with their allowances
C.keeping allowances in the bank is the best choice for children
D.it is not a good idea to pay children for housework at home
小题3:The underlined words “compound interest” in the passage probably mean ________.
A.increasing curiosity to learn how to make more money
B.stronger power to hold one’s attention to saving money
C.money paid by the bank on your original money and the gain from it
D.the sum of money that you earn from keeping your money in the bank
小题4:What is the best title for the passage?
A.Be Generous to Pay Your Children.B.Be Wise to Avoid Financical Mistakes.
C.Saving Allowances Does Good to Children.D.Allowances Help Children Learn about Money.

答案
小题1:B小题1:A小题1:C小题1:D
解析

举一反三
Astronauts’ meals have come a long way from the free-dried powders and semi—liquid pastes of decades ago,now US scientists want to grow vegetables in mini—greenhouses on the moon.
Scientists say they are looking forward to a time when residents of future lunar or even Martian outsteps will be able to dine on fresh vegetables.Paragon Space Development Corporation has unveiled what it called the first step toward growing flowers——and eventually food on the moon.
This is a sealed greenhouse that looks like a bell jar encased in a 46-cm triangular aluminiumframe.It is designed to safely land a laboratory plant on the lunar surface,and protect it while it grows.
The miniature greenhouse is to be launched into space by Odyssey Moon Ltd, a participant in the Google Lunar X Prize. This competition offers $21 million to any entrant who can launch, land and operate a rover on the lunar surface.
Paragon officials say future testing of the “Lunar Oasis” will be driven by Odyssey’s flight Schedule, which will not happen until 2012 at the earliest.
When it does lift off the greenhouse will contain the seeds of Brassica, a hardy plant related to Brussels sprouts and cabbage. Because Brassica goes from seed to flower in just 14 days, it can complete its life cycle in a single lunar night.
“Colonizing the Moon or Mars seems so far away,but it is important that we do this research now. ”Paragon president Jane Poynter said.
“It takes a long time to get a lot of research, and to get integrated, reliable efficient systems before colonists move in. ”she said.
小题1:The article is written mainly to__________.
A.predict the astronauts’ meals in the future
B.introduce an experiment “Lunar Oasis’’
C.tell us the future development of astronomy
D.focus on the human’s great progress
小题2:The article implies that__________.
A.astronauts can grow flowers in space at present
B.Paragon and NASA will carry out the test separately
C.Lunar Oasis is a series of experiments carried out in space
D.the earliest testing of the Lunar Oasis may be in 2012
小题3:The underlined word “colonists” in the last paragraph probably has the meaning of______.
A.plantsB.wild beastsC.human beingsD.scientists
小题4:The seeds of Brassica will be contained in the greenhouse mainly because _________.
A.their life cycle is much shorter
B.they are more nutritious than other food
C.they are related to Brussels sprouts and cabbage
D.they are very delicious

题型:不详难度:| 查看答案
完形填空(共20小题,每小题1.5分,满分30分)
阅读下面短文,掌握其大意,然后从36---55所给的四个选项(A、B、C、D)中,选出最佳选项。
The first day of school our professor introduced himself and challenged us to get to know a new classmate. I stood up to 36  when a gentle hand   37   my shoulder. I turned around to find a wrinkled, little old lady looking up at me with a  38  .
She said, “Hi. My name is Rose. I’m eighty-seven years old. Can I give you a 39  ?” I laughed and enthusiastically responded, “Of course you may!” and she gave me a giant squeeze (an act of pressing).
“Why are you in college at such a young,    40  age ?”I asked. “I always dreamed of having a  41   experience and now I’m getting   42  !” she told me.
Later, we became close friends. Every day we would leave class together and she   43   her wisdom and  44   with me. Over the course of the year, Rose became a (an)    45  icon(偶像) and she easily made friends wherever she went.
At the  46  of the term we invited Rose to speak at our football banquet. I’ll never forget what she taught us. When she was  47  , frustrated and a little embarrassed, she cleared her  48  and said, “We do not stop playing because we are old; we  49  old because we stop playing. There are only two secrets to staying   50  , being happy, and achieving success. You have to laugh and find 51   every day. You’ve got to have a dream. When you lose your dreams, you  52  .”
One week after graduation Rose died   53   in her sleep. Many college students attended her funeral in tribute to(悼念)the wonderful woman who taught us by    54  that it’s never too late  to 55  all you can possibly be.
小题1:
A.look around B.look back C.look downD.look up
小题2:
A.hitB.feltC.touchedD.knocked
小题3:
A.surpriseB.smileC.wonderD.pleasure
小题4:
A.hand B.welcomeC.hugD.gift
小题5:
A.innocentB.goldenC.happy D.valuable
小题6:
A.collegeB.junior high school C.senior high school D.primary school
小题7:
A.itB.thatC.oneD.them
小题8: A. shared         B. told               C. learned            D. debated
小题9:
A.course B.experienceC.degreeD.happiness
小题10:
A.old B.great C.campusD.outgoing
小题11:
A.endB.middleC.beginningD.top
小题12:
A.invitedB.appearingC.speakingD.introduced
小题13:
A.noseB.faceC.throatD.eyes
小题14:
A.look B.proveC.growD.stay
小题15:
A.healthy B.youngC.cheerfulD.rich
小题16:
A.humorB.goals C.dreamsD.jokes
小题17:
A.loseB.failC.dieD.disappoint
小题18:
A.hopefullyB.peacefullyC.fortunatelyD.bitterly
小题19:
A.experienceB.exampleC.pleasureD.courage
小题20:
A.be B.achieve C.gainD.do

题型:不详难度:| 查看答案
US bees operation keeping groups have been attacked seriously by so called Colony Collapse Disorder (蜂群衰竭失调).Almost 1/2 of their worker bees have vanished during the past season.This disorder has also been reported in Israel, Europe and South America.Bees fly away from the hive and never return.Sometimes they are found dead; other times they are never found.Many crops and trees depend on pollination--- by bees to help them grow. 
A new report says a virus may be at least partly responsible for the disorder in honey bee colonies in the United States.This virus is called Israeli acute paralysis virus.It was first found in Israel in 2004.Lan Lipkin at Columbia University in New York and a team reported the new findings in Science Magazine.Doctor Lipkin says the virus may not be the only cause.He says it may work with other causes to produce the collapse disorder.
The team found the virus in colonies with the help of a map of honey bee genes that was published last year.They examined thirty colonies affected by the disorder.They found evidence of the virus in twenty-five of them, and in one healthy colony.The next step is further testing of healthy hives.
The researchers suggested that the United States may have imported the disorder in bees from Australia.They say the bees may carry the virus but not be affected.
The idea is that unlike many American bees, the ability of Australian bees to fight disease has not been hurt by the varroasis mite.This insect attacks honey bees, which could make the disorder more likely to affect a hive.Australian bee producers object to these suspicions.
And some researchers suspect that bee production in the United States is down mainly because of the weather.Honey bees gather nectar from flowers and trees.The sweet liquid gives them food and material to make honey.But cold weather this spring in the Midwest reduced the flow of nectar in many flowers.Many bees may have starved.Dry weather in areas of the country could also be playing apart.
Wayne Esaias is a NASA space agency scientist who keeps bees in his free time.He lives in central Maryland, where he has found that flowers are blooming a month earlier than they did in 1970, which may be partly responsible for the disorder. Wayne Esaias is organizing a group of beekeepers to document nectar flow around the country.
小题1:What is the author’s attitude toward the cause of this disorder?
A.DoubtfulB.NeutralC.SupportiveD.Negative
小题2:The passage is mainly developed by            .
A.presenting the effect and analyzing its causes
B.making comparisons between two countries
C.providing data and examples
D.following the time order
小题3:How many possibilities may be involved in the bee disorder according to the passage?
A.ThreeB.FourC.FiveD.Six
小题4:From the passage we can infer that           .
A.American bees are more likely to defend themselves against hurt from other insects than Australian ones
B.A collection of plants production in the U.S may be influenced by the bee disorder
C.Israeli acute paralysis virus should be responsible for the disorder
D.The solution to the disorder will be found eventually

题型:不详难度:| 查看答案
As a professor at a large American university, there is a phrase that I often hear from students: “I’m only a 1,050.” The unlucky students are speaking of the score on the Schoolastic Aptitude Test (SAT), which is used to determine whether they will be admitted to the college or university of their choice, or even if they have a chance to get a higher education at all. The SAT score, whether it is 800, 1,100 or 1,550, has become the focus at his time of their life.
It is obvious that if students value highly their test scores, then a great amount of their self-respect is put in the number. Students who perform poorly in the exam are left feeling that it is all over.The low test score, they think, will make it impossible for them to get into a good college. And without a degree from a prestigious university, they fear that many of life’s doors will remain forever closed.
According to a study done in the 1990s, the SAT is only a reliable indicator of a student’s future performance in most cases. Interestingly, it becomes much more accurate when it is set together with other indicators--like a student’s academic proficiency(学业水平).They will never be able to test things like confidence, efforts and willpower, and are unable to give us the full picture of a student’s potentialities. This is not to suggest that we should stop using SAT scores in our college admission process. The SAT is an excellent test in many ways, and the score is still a useful means of testing students. However, it should be only one of the many methods used.
小题1: The purpose of the SAT is to test students’ _________.
A.strong will
B.academic ability
C.full potentialities
D.confidence in school work
小题2: Students’ self-respect is influenced by their_______.
A.scores in the SAT
B.achievements in mathematics
C.job opportunities
D.money spent on education
小题3:“ A prestigious university” in para.2 is most probably _______.
A.a famous school
B.a technical school
C.a traditional school
D.an expensive school
小题4: The passage is mainly about_______________.
A.how to prepare for the SAT
B.stress caused by the SAT
C.American higher education
D.the SAT and its effects
小题5: What is the writer’s attitude towards the SAT?
A.Subjective
B.Objective
C.Critical
D.Approving

题型:不详难度:| 查看答案
Most Americans have great respect for their flag and every school day begins with the Pledge of Allegiance to the Stars and Stripes. Written in 1892, this pledge is recited in schools before classes begin and it serves as a sign of unity and identity for the various groups of people who have come from so many different lands and cultures.
Students stand at attention with their right hand over their heart, face the flag which is displayed in the classroom before them and begin, “I pledge allegiance to the flag of the United States of America.” Even the immigrants who come from distant lands must recite this pledge to the flag when they become eligible for citizenship.
The American flag is also known as “Old Glory” and over the years has evolved to its present form of fifty stars and thirteen stripes. The stars represent the fifty states and the stripes stand for the original thirteen colonies.
The first version of the flag with its stars and stripes appeared in 1777, but only had thirteen stars. As each new state joined the union, a new star was added. The last star to be added was in 1960 after Hawaii became the fiftieth state. In the future if another state joins the Union, another star will be added to the field of blue. The number of stripes, however, remains consistent and never changes.
The design of the flag may have altered over the years, but the colors, red, white and blue, have remained constant. In 1782 the Congress of the United States proclaimed that red stood for hardiness and courage, white stood for purity and innocence, and blue for justice and perseverance.
It was the flag which inspired the creation of the national anthem: “The Star Spangled Banner” in 1812. President Wilson in 1916 and later President Coolidge in 1927 suggested in proclamations to fellow countrymen that a special day be set aside to honor the flag. In 1949 the American Congress gave official recognition of June 14 as Flag Day.
小题1:According to the passage which of the following statements is NOT true?
A.The Pledge of Allegiance was written in 1892.
B.Another name of the American flag is “Old Glory” or “The Stars and Stripes”.
C.The design of the flag has stayed the same over the years.
D.June 14 was set aside as Flag Day to honor the flag from 1949 on.
小题2:What is the purpose of the Pledge of Allegiance?
A.It opens the school day.B.It is recited in all schools.
C.It is a sign of unity and nationalism.D.It makes someone eligible for citizenship.
小题3:What do the fifty stars on the flag represent?
A.Purity and innocence.B.Truth and honesty
C.Bravery and courageD.The fifty states.
小题4:The colors of the American flag ________.
A.have changed from time to time.B.have always been red, white and blue.
C.used to be only red and white.D.used to be red and blue.
小题5:The best title of the passage would be ________.
A.“Old Glory”: the American FlagB.The Pledge of Allegiance
C.American National AnthemD.Flag Day

题型:不详难度:| 查看答案
最新试题
热门考点

超级试练试题库

© 2017-2019 超级试练试题库,All Rights Reserved.