Many children first learn the value of money by receiving an allowance. Parents

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Many children first learn the value of money by receiving an allowance. Parents often give th

eir children an amount of money that they may spend as they wish. The purpose is to let the children learn from experience at an early age when financial mistakes are not very costly.
A child may receive an allowance ea

ch week or each month. The amount is not so important. But parents should make clear what the child is expected to pay for with the money.
At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents should not offer more money until the next allowance is to be given.
Older children may be responsible enough to budget larger costs like those for clothing. The object is to show young people that a budget demands choices between spending and saving.
Many people who have written on the subject say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the home, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience three things they can do with money. They can share it in the form of gifts or giving it to organizations. They can spend it by buying things they wan

t. Or they can save it.
Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the doo

r to future saving and investing. Many banks offer free savings accounts for young people with small amounts of money.
小题1:The functions of allowances given to children are the following EXCEPT ______.

A．they can save more money for their future business

B．they can give them to charities

C．they may spend them on what they like

D．they can learn to deal with money

小题2:The underlined word "sacrifice" in the last paragraph means "_____".

A．牺牲

B．计划

C．选择

D．放弃

小题3:What"s the main idea of the passage?

A．Children should save part of their allowance.

B．Don’t pay your chi

ld for work around the home.

C．Allowance helps teach children early about money.

D．

Parents should allow children to spend money as they wish.

小题4:How many advantages of saving has the passage mentioned?

A．2

B．3

C．4

D．5

小题5:Which of the following is TRUE according to the passage?

A．Children are advised

to buy anything they wish to with the allowance.

B．Parents should offer children more money if they spend all of their allowance soon after they get it.

C．It can be useful to pay children to do extra work around the home.

D．It is unnecessary for the children

to save part of the allowance.

答案

小题1:A
小题1:A
小题1:C
小题1:A
小题1:C

解析

略

举一反三

If your father never says to you “I love you” when you are a child, it   36  to be more and more difficult for him to say the words as he grows   37 ．
I do not   38  hearing the words from my father when I was growing up． 39 , I could not recall(回忆) when I had   40  said those words to him either．
One day, I decided to   41  the ice and make the first   42 ．So in our next phone conversation I gathered all my   43  and let out the words in a low voice, “Dad… I love you!”
There was a   44  at the other end and he awkwardly   45 , “Well, same back at ya!”
I was unexpectedly   46  and my voice was raised, “Dad, I know you love me, and I know when you are ready, you will say what you want to say．”
Fifteen minutes later my mother called and   47  asked, “Paul, is everything okay?”
A few weeks later, Dad   48  our phone conversation with the words, “Paul, I love you．” I was so moved that tears were rolling down my cheeks as I finally “ 49 ” the love．As I sat there in tears I realized that this   50  moment had taken our father-and-son relationship to a new   51 ．Shortly afterwards, my father narrowly   52  death following heart surgery（外科手术）．Many times   53 , I have   54  if I had not taken the first step and Dad not   55  the surgery, I would have never “heard” the love．

小题1:

A．works out

B．breaks out

C．comes out

D．turns out

小题2:

A．wiser

B．busier

C．weaker

D．older

小题3:

A．remember

B．enjoy

C．mind

D．regret

小题4:

A．Truthfully

B．Fortunately

C．Naturally

D．Obviously

小题5:

A．only

B．last

C．once

D．first

小题6:

A．melt

B．break

C．strike

D．build

小题7:

A．complaint

B．promise

C．move

D．impression

小题8:

A．strength

B．ideas

C．words

D．attention

小题9:

A．sigh

B．silence

C．voice

D．cry

小题10:

A．refused

B．shouted

C．replied

D．explained

小题11:

A．touched

B．frightened

C．shocked

D．annoyed

小题12:

A．excitedly

B．nervously

C．willingly

D．sadly

小题13:

A．continued

B．checked

C．concluded

D．interrupted

小题14:

A．accepted

B．expected

C．learned

D．heard

小题15:

A．quiet

B．difficult

C．special

D．different

小题16:

A．level

B．idea

C．world

D．end

小题17:

A．managed

B．escaped

C．avoided

D．faced

小题18:

A．then

B．ago

C．before

D．since

小题19:

A．realized

B．found

C．doubted

D．wondered

小题20:

A．challenged

B．experienced

C．survived

D．received

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Recently, one of my best friends, whom I’ve shared just about everything with since the first day of kindergarten, spent the weekend with me．Since I moved to a new town several years ago, we’ve both always looked forward to the few times a year when we can see each other．
Over the weekend, we spent hours and hours, staying up late into the night, talking about the people she was hanging around with．She started telling me stories about her new boyfriend, about how he experimented with drugs and was into other self-destructive behavior．I was blown away! She told me how she had been lying to her parents about where she was going and even stealing out to see this guy because they didn’t want her around him．No matter how hard I tried to tell her that she deserved better, she didn’t believe me．Her self-respect seemed to have disappeared．
I tried to convince her that she was ruining her future and heading for big trouble．I felt like I was getting nowhere．I just couldn’t believe that she really thought it was acceptable to hang with a bunch of losers, especially her boyfriend．
By the time she left, I was really worried about her and exhausted by the experience．It had been so frustrating, I had come close to telling her several times during the weekend that maybe we had just grown too far apart to continue our friendship，but I didn’t．I put the power of friendship to the final test．We’d been friends for far too long．I had to hope that she valued me enough to know that I was trying to save her from hurting herself．I wanted to believe that our friendship could conquer anything．
A few days later, she called to say that she had thought long and hard about our conversation, and then she told me that she had broken up with her boyfriend．I just listened on the other end of the phone with tears of joy running down my face．It was one of the truly rewarding moments in my life．Never had I been so proud of a friend．
小题1:In the writer’s opinion, her friend ________．

A．was a girl with no self-respect

B．could find a better boyfriend

C．was brave enough to stick to her own choice

D．didn’t value the writer’s suggestion

小题2:What did the writer worry about?

A．She would lose the friendship with her．

B．Her friend’s parents would be worried about their daughter．

C．Her friend would get into great trouble with the boy．

D．Her friend’s boyfriend would be in great trouble．

小题3:We may leam from Paragraph 3 that the writer ________．

A．didn’t want to go anywhere else

B．hated her friend’s hanging with her boyfriend

C．couldn’t believe that her friend’s choice was acceptable

D．doubted that she could in any way help her friend

小题4:What can be concluded from the passage?

A．Friendship starting from childhood is not reliable．

B．Friendship is a cure for any injury in life．

C．Friendship should be everlasting once begun．

D．Friendship can have magical power in life．

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To be able to motivate oneself, or self-motivate, occurs when a person has the willingness to do something and is internally(内在地) motivated to do it．
Sometimes it’s very difficult to get ourselves moving．The natural tendency is to postpone．Life just seems to get in the way! There is a job to go to, groceries to do, television to watch—whoops! I guess we get pretty good at finding excuses to escape getting started on goals like an exercise routine or reading a new book．The fact is that we are creatures of routine and habit．So what can we do to motivate ourselves to accomplish our goals?
Here are some tips on how to get moving:
Decide what you want．It’s hard to motivate an aimless mind．Set a goal and decide how you are going to go about it．Then break it down into smaller sections so it’s easier to handle and less overwhelming．（势不可挡）
Keep track of your progress．Keep a log or journal where you can measure how much you have accomplished．Looking at it can also motivate you to keep pushing ahead．
Post motivating pictures or slogans within your sight．It is always inspiring to see pictures of people who have accomplished what you’re going for．It makes it attainable and realistic．Likewise, little slogans like “go for it” or “just do it” can give you the little support you need．
Sometimes we forget what we set out to do and a little reminder is all we need to be revitalized (激活) and focus on the end result．If you remind yourself to go for the desired promotion, it will re-establish why you are doing what you’re doing．
Make it a habit．Once you have accomplished your objective, e．g．becoming an early riser, keep it up so that it’s second nature to you and you don’t have to think about it anymore．
小题1:According to the author, some people fail to achieve their goals because ________．

A．they don’t have enough desire

B．their life is filled with routine work

C．they benefit from the force of habit

D．they naturally put off forming new habits

小题2:It can be inferred from the underlined sentence that ________．

A．self-motivation needs repeated self-reminding of one’s goal

B．in modern society people tend to become forgetful

C．when we forget our goal, our life becomes meaningless

D．we can achieve our goal only by focusing on the end result

小题3:To get moving on your goal, you can do the following EXCEPT ________．

A．keep a diary to clearly judge your distance to your goal

B．make self-improvement your second nature

C．forget your aim and revitalize yourself with slogans

D．support yourself by hanging inspiring pictures in your house

小题4:Which of the following is the best title for the passage?

A．Set Goals in Your Life	B．Get Yourself Motivated
C．Get into Good Habits	D．Do Not Postpone

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Dear Economist,
My newly-wedded wife and I are deeply in love．There is, however, one issue that threatens the happiness of our marriage．I absolutely insist on shopping at Walmart．My wife, meanwhile, would rather avoid Walmart at all costs．
　　I have recently tried to convince her that not only does Walmart offer the lowest prices known to man, but that the chain is also a force for good―lower prices mean better standards of living for all consumers, increased global trade means a tighter-knit(紧密团结的) international community, and efficient operations translate into higher productivity growth for the economy．My wife complains about poor labour policies, the “fact” that Walmart squeezes suppliers, and that it puts local shops out of business．
　　Who is right? Will our marriage survive?
Brian Gee
Dear Brian,
I have to agree with you about Walmart．Jason Furman, then an economist at New York University, now an adviser to President Obama, famously argued in 2005 that Walmart was unwittingly (不知不觉地) a progressive success story．The chain’s prices don’t much affect me (I prefer Whole Foods) but Furman estimated that they benefited low-and-middle-income Americans to the sum of around $250 billion a year．
　　Walmart does not pay much, so it may depress wages．Then again, it may increase wages by offering jobs to the otherwise-unemployed．Either way, the benefits of low prices to Walmart shoppers far outweigh any seemingly reasonable costs to Walmart employees．And while it is true that Walmart employees tend to be poor, the same is true of Walmart shoppers．
　　Armed with this information you can face your wife with confidence．You are sure to win the conversation．The divorce is likely to be more argued．
Economist
小题1:What concerns Brian Gee so much that he wrote the letter?

A．His wife refuses to shop at Walmart．

B．They are faced with a divorce．

C．They can’t afford the costs of shopping at Walmart．

D．They are in conflict about shopping at Walmart．

小题2:Brian Gee’s wife tends to hold the opinion that _________．

A．it is wrong for Walmart to depress its employees’ wages

B．consumers’ lives have improved thanks to Walmart

C．Walmart’s business operation increases productivity in economy

D．Walmart’s business increases global trade

小题3:What can be inferred from the reply letter?

A．Some employees accept the low pay to keep the job．

B．Walmart appeals to only poor consumers and poor employees．

C．Employees suffer from Walmart’s low prices more than consumers．

D．Jason Furman, a New York University economist, spoke highly of Walmart．

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Recently in the hope of earning both money and social experience, I became a door-trw door salesman.
I once read a saying. “If somebody wants something of yours, you will be treated as warmly as spring, but if they don’t you may be treated as coldly as winter.” You may consider this an exaggeration (夸张), but if you are a salesman, it is clearly correct.
You would never have found it to be so true if you hadn’t been a salesman. You needn’t stand doubtful looks and unfriendly comments; you needn’t listen to something completely wrong and nod to say that it was quite right, you needn’t worry about being refused time after time; you needn’t always keep patience and a smile; you needn’t repeat the same sentences over and over again; you needn’t talk to somebody you dislike ....
I did this work for a month, then I decided to give it up; Apart from the reasons above, I found I was paying too much attention to the job and thus sacrificing my study time. The latest test result proved that my grades were getting worse.
Even worse, I hadn’t enough time to join my classmates in college activities. Some times 1 felt lonely and unhappy because of both my study and my part-time job. Now I don’t think it is worth doing such a thing for even though I was earning money it came at great cost.
Newspapers and magazines often publish stories about excellent students who do part-time work while also keeping high scores in class. But according to my experience, park-time work can have some strong negative influences on study.
Most students don’t view the relationship between study and work correctly. In my opinion, if it isn’t a must for financial reasons, students should be careful about taking up a part-time job.
小题1: From the text, we can tell that the writer is _____.

A．an unemployed man	B．a middle-school student
C．a college student	D．a door-to-door salesman

小题2:Which of the following words has the closest meaning to the underlined word “sacrificing”?

A．Losing

B．Wasting

C．Using

D．Getting

小题3:The writer thought_____.

A．doing a part-time job was unnecessary

B．part-time jobs had good effect upon study

C．it was hard to deal with the relationship between study and work

D．part-time jobs would be good for every college student

小题4:What would be the best title for the text _____.

A．Part-time Jobs Are Useful	B．Part-time Jobs Can Cost Dear
C．Students Shouldn’t Take Part-time Jobs	D．Part-time Jobs Are Important to Many Students

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